Founded in 1977, LWR is a full service, independent casualty actuarial consulting firm.  We serve a range of clients including self-insured groups, municipalities, corporations, risk pool, and educational institutions as well as captives and reinsurance funds.

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We have extensive experience in property and casualty insurance, with emphasis in workers’ compensation, product liability, general liability, auto liability, law enforcement liability, public officials (E&O) liability, professional liability, directors and officers' (D&O) liability, property, cyber, and unemployment compensation coverages.  All actuaries in the firm are members of the American Academy of Actuaries and the Casualty Actuarial Society.

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With over 45 years of experience, we specialize in actuarial solutions, including loss reserving, loss forecasting, pricing, cost allocation, risk retention, experience rating, dividend allocation, excess insurance evaluation and data visualization.  We have developed innovative models and tools, including structural simulation models for excess workers’ compensation and excess automobile personal injury protection, to help meet our clients' needs.  We also provide consulting services in data control management, ensuring robust procedures for actionable, data-driven outcomes.

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Our staff is responsive to the needs of new clients as well as the changing needs of our current clients.  Thanks to our versatile, technologically proficient workplace, we deliver our services at a very reasonable cost.

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At LWR, we pride ourselves on the longevity of our client relationships.  Over half of our clients have been with us for 20 years or more, and many for over 30 years.  We have a proven record of delivering timely, useful, concise, understandable and cost effective reserve valuations, funding analyses, risk analyses, and data management services.