• LWR is a full service, independent casualty actuarial consulting firm.  We serve a range of clients including self-insured groups, municipalities, corporations, and insurance companies.

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• The members of the firm have extensive experience in property and casualty insurance, with emphasis in workers’ compensation, product liability, general liability, auto liability, law enforcement liability, public officials (E&O) liability, professional liability, directors and officers' (D&O) liability, property, and unemployment compensation coverages.  All actuaries in the firm are members of the American Academy of Actuaries and the Casualty Actuarial Society.

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• We have over 45 years of experience providing services such as: loss reserving, loss forecasting, pricing, cost allocation, risk retention, experience rating and dividend allocation.  We have developed structural simulation models for excess workers’ compensation and excess automobile personal injury protection.  We also offer consulting services in data control management and procedures.

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• Our staff is responsive to the needs of new clients as well as the changing needs of our current clients.  Thanks to our versatile, technologically proficient workplace, we are able to deliver our services at a very reasonable cost.

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• At LWR, we pride ourselves on the longevity of our client relationships.  Over half of our clients have been with us for 20 years or more, and many for over 30 years.  We have a proven record of delivering timely, useful, concise, understandable and cost effective reserve valuation, funding analysis, risk analysis, and data management services.